> 2021年12月02日信息消化 ### How Truebil made the web its channel of growth origin: [How Truebil made the web its channel of growth](https://web.dev/truebil-lite/) > MEMO > > 二手车市场的服务。看看别人成功的经验。Mobile Web(React/Django/Preact). > A startup's story of building a best-in-class web experience. ##### About Founded in 2015, Truebil is an Indian online marketplace that sells 100% certified used cars. With over 1.4 million monthly active users, it's a **one-stop solution** that includes title transfer, insurance, loans, and service warranties. Prospective customers can see individual product pages with images and detailed inspection reports and get vehicle evaluations with the site's "Compare" and "Truescore" features. Truebil differentiates its product with rich features, including personalized recommendations based on machine learning, an add-to-favorites feature, a share-a-car feature, and more. #### Challenge Truebil is a lean startup with low-frequency, high-value transactions, so it was critical to choose the right platform to prioritize and invest in. Truebil identified mobile as their target platform, and they chose the web for their first app, [Truebil Lite](https://m.truebil.com/), because of the web's easy discovery and low friction. Web technology provides lower development costs, less data and memory usage, and significantly lower customer acquisition costs than building an Android/iOS app. And by building a progressive web app (PWA), Truebil could get all the perks of the web *and* the benefits of iOS/Android. Truebil 将移动设备确定为他们的目标平台，他们选择网络作为他们的第一个应用程序 Truebil Lite，因为网络易于发现和低摩擦。与构建 Android/iOS 应用程序相比，Web 技术提供更低的开发成本、更少的数据和内存使用量以及显着降低客户获取成本。通过构建渐进式网络应用程序 (PWA)，Truebil 可以获得网络的所有优势以及 iOS/Android 的优势。 #### Solution [#](https://web.dev/truebil-lite/#solution) An in-house team took four months to develop Truebil Lite using React, Django, and Preact (for production migration). They set clear guiding principles for the web app based on user goals. The experience had to be: - **Fast** on first load and subsequent navigations, 首次加载 - **Reliable**, independent of the user's network or device constraints, and - **Engaging**, especially for small mobile screens, so users would want to return to it. ##### Optimize for fast first load and navigations [#](https://web.dev/truebil-lite/#optimize-for-fast-first-load-and-navigations) Using [Lighthouse](https://developers.google.com/web/tools/lighthouse/) to guide performance optimizations, the team adopted a performance-first culture while implementing new features. Truebil was able to significantly improve user experience by prioritizing the [First Contentful Paint](https://web.dev/first-contentful-paint) and [Time to Interactive (TTI)](https://web.dev/interactive) metrics and optimizing for fast first loads, repeat visits, and smooth navigation. The team achieved those results by setting performance budgets and using a variety of techniques to achieve them. 使用 Lighthouse 来指导性能优化，该团队在实施新功能的同时采用了性能第一的文化。通过优先考虑首次内容绘制和交互时间 (TTI) 指标，并针对快速首次加载、重复访问和流畅导航进行优化，Truebil 能够显着改善用户体验。该团队通过设置绩效预算并使用各种技术来实现这些结果。 ### A rich life > I mean richer in every possible way. You can grow personally and professionally no matter what you do for a living. But when you run your own business, I’ve found that you’re more likely to take a holistic approach to growth and achievement. That means that when you set goals, you won’t just consider your income and career. You’ll also pay close attention to your physical, mental and spiritual health. Your key relationships. Your contribution to your community. And how you can leave this world a better place. I’m living a much richer life than I was when working for someone else. Of course, by “richer,” I don’t mean material things (or *just* material things). I mean richer in every possible way. I feel much more connected to my family, friends, community and myself than I did before. Some of this might be the result of getting older, which can shift your perspective. But I feel that it’s much more than that. It’s the ability to see things differently, more clearly . . . in Technicolor. I’m also deeply grateful for the richness of life—this wonderful adventure on earth. That’s not to suggest that every day is rainbows and sunshine. Far from it. But that’s OK. It’s all part of the adventure. And I’d rather learn the tough lessons and get better on my own terms—and by building my own business—than by working for someone else. I hope you feel the same way. NewsLetter | Ed Gandia ### How I got wealthy without working too hard origin: [How I got wealthy without working too hard](https://amaca.substack.com/p/how-i-got-wealthy-without-working?utm_campaign=happy%20letter&utm_medium=email&utm_source=Revue%20newsletter) #### TLDR How-To - Don’t do a startup. - Specialise in something that every company likes a lot. Avoid niche tech, go for huge popular things (eg. AWS, JS, Python, React). - Take a $ 500-1000 / day, full-remote job (If you don’t know how to find them, there’s a chapter about it). - Don’t live in big cities (go for smaller, more liveable towns). - Leave any job that requires too much work or too many meetings. Meetings are the mind-killer. You’ll quickly find another gig because you specialized. - Take 2 months for holidays in-between contracts. - Do this for 7 years while investing most of your salary in a diversified portfolio. Don’t go too crazy with Crypto. #### My Investment Portfolio My Investment Portfolio has changed a lot over the years. On average I’ve been more aggressive in the past, but I’ve always used trite and well known ETFs that keep track of US / European stocks and bonds. Nothing fancy! Just regular passive investing. I didn’t get to $1 million with Crypto (unfortunately). This is what my portfolio looks like now when accounting for various Trading / Bank accounts: - Developed Stocks: 35.1% - Developed Bonds: 18.8% - USD $ Cash: 12% - Crypto:11.2% - Emerging Stocks: 8.2% - GBP £ Cash: 6.6% - Gold: 4.9% - EUR € Cash: 3.3% Risk should depend on your age and needs. I try to keep Crypto around 10%, so I tend to rebalance as it grows. I’m pretty conservative now, as I’m not comfortable with the recent overexcited markets, and I don’t really feel like I need my money to grow. “Developed stocks” is composed of ETFs that track the S&P, FTSE and European stocks. I basically have a Boomer portfolio, but I’m in my 30s. Note: I didn’t include in the portfolio a house I own, which would be my only Real Estate investment. ### Misc - Storytelling + empathy = sales. | Kaleigh Moore > **“In writing good advertising, it is necessary to put a mood into words and to transfer that mood to the reader.”** - If people in developed countries with easier access to cryptocurrency continue to move an increasing amount of wealth into it, a lot can change over the next years, and a conservative estimate of **2026** for Bitcoin to grow to the scale of a network like Mastercard or Visa, may not be so overoptimistic after all. Facilitating the same number of users and transactions however, is a completely different discussion and an enormous challenge. | [When might the Bitcoin network process volumes like Mastercard & Visa?](https://www.blockdata.tech/blog/general/bitcoin-volume-mastercard-visa?utm_source=CB+Insights+Newsletter&utm_medium=email&utm_campaign=newsletter_general_wed_2021_12_01&utm_term=block-3&utm_content=blockdata) - [Workers quit jobs in droves to become their own bosses](https://www.wsj.com/articles/workers-quit-jobs-in-droves-to-become-their-own-bosses-11638199199) - > **HN Comment 1** > I hope everyone considers themselves as working for themselves, regardless of the actual vehicle that attaches themselves to their current income stream (job or their own company or whatever...) > > Even self-employed, you still have many bosses (customers, etc). In fact _those_ bosses can be harder to fire depending on contracting terms... And you might find it harder to churn out the sales to maintain a steady income stream. > > Even company-employed, you still should frame things in working-for-yourself. What are you getting out of the relationship? Is the employer holding up its end for you? > > The traditional, paternalistic concept of employment is outmoded. It says your career growth should be managed by your employer (don't let it...). It presumes the work you do and your job are always 100% the same (they're not). It assumes a kind of one-sided evaluation of the employee, where the employer has all the power (very untrue these days). - [How I got wealthy without working too hard.](https://amaca.substack.com/p/how-i-got-wealthy-without-working?utm_campaign=happy%20letter&utm_medium=email&utm_source=Revue%20newsletter) - 不要去 startup（或大公司）熬夜拼命 - 找到市场火热，紧缺的技术工种 - remote work，远程办公 - 在小城市生活，攒钱 - 7年间一边攒钱一边投资 - 靠复利退休